What Matters Most
We can help you protect what matters most at Gronski Lehman Insurance Agency. Serving customers across Williamsport, PA, and surrounding areas, we offer a wide variety of personal insurance products, from homeowners and car insurance, to renters and flood insurance, and more.
Essential Personal Insurance Coverage
We will discuss your needs as well as your short-term and long-term objectives to determine the right personal insurance coverage for you.
The second part covers the car itself. This comprehensive coverage reimburses losses from fire, theft, or other perils; and includes collision coverage which pays to repair losses caused by an accident. Often this coverage is mandated by leasing companies or banks. There are also ancillary medical, car rental, and other coverages which vary by state.
The quality of the coverage may depend on whether the policy is written on a named perils or all-risk basis. A named-perils policy covers only those losses specifically cited in the contract. The all-risk policy works the opposite way: unless a peril is specifically excluded, coverage is provided. The all-risk policy is broader and the burden of proof is on the carrier, not you, in the event of a loss.
In case your house or apartment is broken into, destroyed by a fire, or perhaps a friend gets injured at your home, renters insurance provides financial protection for you and your family. It pays for the repair and replacement of lost items as well as any liability issues you may be responsible for.
The Federal Emergency Management Agency’s (FEMA) maps are important when it comes to flood insurance, because if they show that your home sits in a 100-year flood plain, you must buy federal flood insurance in order to get a mortgage. If you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional.
Complete Personal Insurance Protection
We also provide the following types of personal insurance protection:
- ATV Insurance
- Boat & Marine Insurance
- Collector Car Insurance
- Condominium Insurance
- Earthquake Insurance
- High Net Worth Coverage
- Mobile (Manufactured) Home Insurance
- Motor Home/RV Insurance
- Motorcycle Insurance
- Personal Umbrella Insurance
- Personal Watercraft Insurance
- Pet Insurance
- Rental Property Insurance
- Snowmobile Insurance
- Travel Insurance
- Valuable Items Insurance
Insurance Bundles & Endorsements
Our insurance bundles and endorsements through Erie Insurance allow you to customize your insurance coverage or add extra coverage to your policy without having to purchase an entirely new one.
ErieSecure Home Bundles
These custom-made homeowners insurance bundles can include coverage for:
- Underground Service Lines
- Equipment Breakdown
- Sewer or Drain Backup
- Increased Limits for Valuables
- Identity Theft
- Criminal Defense Reimbursement
Auto Insurance Endorsements
These endorsements offer additional ways to customize your auto insurance.
Erie Auto Plus
This includes Diminishing Deductible and extends limits to the basic auto policy.
Coverage for customers who don’t have access to their vehicle for a particular time period due to a covered accident or other covered loss.
New Auto Security
This offers customers the opportunity to replace a totaled vehicle without worry of depreciation.
Erie Rate Lock
This allows you to secure your rate and pay the same premium year after year.