Your home is probably the most expensive purchase you will make in your lifetime. To protect this important asset, you want to ensure you have the best homeowners insurance policy in place – with the highest level of protection – at a reasonable price. Your mortgage holder will, in most cases, require you to have this insurance, but you have options. At Gronski Lehman Agency in Williamsport, Pennsylvania, we work with our local clients to identify the homeowners insurance policy that will best protect you in a wide range of unexpected events.

When life throws you a curveball and your home is damaged, your homeowners policy will suddenly become extremely important. Most people have not taken the time to read the small print on a policy, and even if they try, the legalese can be difficult to understand. At Gronski Lehman Agency, we do the heavy lifting for you. We explain what the policy means in plain language, and how one policy may be better than another.

For example, will your personal possessions be replaced? Are you protected against vandalism or theft? Will you have access to funds for accommodations if your home has become unlivable? What if someone was to get hurt on your property? How much will you be paying out-of-pocket for your deductible? Let one of our local agents work closely with you to find the best homeowners insurance plan to suit your individual needs.

You may have other structures such as a boat dock or tool shed that needs to be protected. There are many different types of coverages on a homeowners policy, and it’s crucial that you understand all aspects of your policy.

Protect your greatest investment with a homeowners policy that makes sense. Call today and speak with one of our friendly staff to schedule an appointment at a time that is convenient for you. We are always happy to review your current homeowners insurance policy and help you discover whether there is better coverage available at a lower cost. It is nice to know you have a local agent to call whenever you need help. We live and work right here in Williamsport, and are always only a phone call away when you need us.

Nothing is more devastating than having your home damaged by floodwaters. The losses are typically significant, with the entire structure and the majority of your personal possessions damaged or destroyed. Your homeowners insurance policy does not protect your home and property against flood damage.

If you live in a high-risk area, you are likely aware that you need flood insurance, but even areas that are not considered high-risk zones can be subject to flooding, particularly with the changing weather patterns. Do you need flood insurance? Connect with one of our local agents at Gronski Lehman Agency in Williamsport, Pennsylvania, to find out exactly what you need to do to protect your home and property should a flood occur and damage your home and possessions.

How much would it set you back financially if you had to replace all your personal possessions, from furniture to electronics to clothing and other items? It is important to ensure that all you own is correctly valued and that the flood insurance policy you put in place covers your loss. Government-backed mortgage companies and other lenders require those who live in high-risk flood zones to have flood insurance. Even if you are not living in an area in which you are required to purchase flood insurance, your home and property could be at risk.

Our local team will work with you to identify the best policy for your needs – one that will provide you with the most protection against a rainy day. Connect with us. We care about the Williamsport community and are always available to answer any questions about flood insurance or other policies that protect your home and property.

You are required by the law to have auto insurance – but what are you getting for what you pay? Every auto insurance provider is different in how they benefit the consumer if the unexpected occurs. The lowest-priced insurance is more affordable for the consumer, but the level of protection provided may be far from enough if an accident occurs. Issues such as deductible, access to a rented vehicle, paying out damages to the other party, and whether the policy will pay out if you are hit by an uninsured or underinsured driver are all important issues to consider when purchasing auto insurance.

At Gronski Lehman Agency in Williamsport, Pennsylvania, our local team works to find the best auto insurance policy for the individual client, from families to fleets. We understand the importance of keeping premium costs low while staying adequately protected against financial risk. You may be ready to seek out a better option than your current auto insurance policy due to the coverage, price, or customer service you’re already receiving. We are happy to review your current coverages and show you any newer, better insurance products available.

One of the advantages to having a local agent right here in Williamsport is that you always have a person to call when you need help, someone who is there to serve you when you need it. When choosing the best auto insurance policy, we go the distance. Call us about your auto insurance – you can trust us to work hard to find the perfect auto insurance to suit you and your family, to explain what the fine print in your policy means to you, and to seek out the best coverage at the lowest rate. Call your local agent at Gronski Lehman Agency today for help.